<p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Merkez Bankası'nın aylık verisine göre geçen ay itibariyle konut kredisi faiz oranı yıllık yüzde 11,09'a çıktı. Haziranda kamu bankalarının da kampanyasının etkisiyle yüzde 9,30'a, temmuzda yüzde 9,11'e kadar inen konut kredi faizleri 200 baz puan birden yükseldi. Şu anda özellikle daha önce kampanya başlatan kamu bankalarının internet sitelerinde birinci el konut kredisi faiz oranları aylık olarak 0,99-1,09 arasında değişiyor. Özel bankalarda ise konut kredisi faizleri aylık yüzde 1,15 ile yüzde 1,35 arasında değişim gösteriyor.</span></span></span></span></span></p> <h3 style="box-sizing:border-box; margin-top:0px; margin-bottom:0.5rem; font-weight:500; line-height:1.2; font-size:1.75rem; caret-color:#212529; color:#212529; font-family:"Work Sans", sans-serif"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="box-sizing:border-box">2020'DE EN YÜKSEK ORAN</span></span></h3> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Merkez Bankası'nın haftalık verilerine göre ihtiyaç kredisi faizi yıllık yüzde 18,06'ya, taşıt kredisi faizi yüzde 15,60'a, konut kredisi faizi ise yüzde 13,31'e yükseldi. Tüm tüketici kredisi faiz oranları 25 Kasım 2019 haftasından bu yana gördükleri en yüksek seviyeye çıktı. 2020 boyunca da tüketici kredi faizlerindeki en yüksek oran da görülmüş oldu.</span></span></span></span></span></p> <h3 style="box-sizing:border-box; margin-top:0px; margin-bottom:0.5rem; font-weight:500; line-height:1.2; font-size:1.75rem; caret-color:#212529; color:#212529; font-family:"Work Sans", sans-serif"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="box-sizing:border-box">ZİRAAT BANKASI FAİZ ORANLARI</span></span></h3> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Tüketici kredisi: 1.24</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Taşıt kredisi: 1.15</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Konut kredisi: 1.09</span></span></span></span></span></p> <h3 style="box-sizing:border-box; margin-top:0px; margin-bottom:0.5rem; font-weight:500; line-height:1.2; font-size:1.75rem; caret-color:#212529; color:#212529; font-family:"Work Sans", sans-serif"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="box-sizing:border-box">HALKBANK FAİZ ORANLARI</span></span></h3> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">İhtiyaç kredisi: 1.21</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Taşıt kredisi: 1.15</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Konut kredisi: 0.99</span></span></span></span></span></p> <h3 style="box-sizing:border-box; margin-top:0px; margin-bottom:0.5rem; font-weight:500; line-height:1.2; font-size:1.75rem; caret-color:#212529; color:#212529; font-family:"Work Sans", sans-serif"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="box-sizing:border-box">VAKIFBANK FAİZ ORANLARI</span></span></h3> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Sarıpanjur konut kredisi: 1.09</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">İhtiyaç kredisi: 1.24</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Taşıt kredisi: 1.15</span></span></span></span></span></p> <h3 style="box-sizing:border-box; margin-top:0px; margin-bottom:0.5rem; font-weight:500; line-height:1.2; font-size:1.75rem; caret-color:#212529; color:#212529; font-family:"Work Sans", sans-serif"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="box-sizing:border-box">GARANTİ BBVA FAİZ ORANLARI</span></span></h3> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">İhtiyaç kredisi: 1.44</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Konut kredisi: 1.29</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Taşıt kredisi: 1.47</span></span></span></span></span></p> <h3 style="box-sizing:border-box; margin-top:0px; margin-bottom:0.5rem; font-weight:500; line-height:1.2; font-size:1.75rem; caret-color:#212529; color:#212529; font-family:"Work Sans", sans-serif"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="box-sizing:border-box">İŞ BANKASI FAİZ ORANLARI</span></span></h3> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">İhtiyaç kredisi: 1.30</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Taşıt kredisi: 1.20</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Ev kredisi: 1.15</span></span></span></span></span></p> <h3 style="box-sizing:border-box; margin-top:0px; margin-bottom:0.5rem; font-weight:500; line-height:1.2; font-size:1.75rem; caret-color:#212529; color:#212529; font-family:"Work Sans", sans-serif"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="box-sizing:border-box">TEB FAİZ ORANLARI</span></span></h3> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">İhtiyaç kredisi: 1.2</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Taşıt kredisi: 1.26</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Konut kredisi: 1.29</span></span></span></span></span></p> <h3 style="box-sizing:border-box; margin-top:0px; margin-bottom:0.5rem; font-weight:500; line-height:1.2; font-size:1.75rem; caret-color:#212529; color:#212529; font-family:"Work Sans", sans-serif"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="box-sizing:border-box">QNB FİNANSBANK FAİZ ORANLARI</span></span></h3> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">İhtiyaç kredisi: 1.07</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Konut kredisi: 1.49</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Taşıt kredisi: 1.45</span></span></span></span></span></p> <h3 style="box-sizing:border-box; margin-top:0px; margin-bottom:0.5rem; font-weight:500; line-height:1.2; font-size:1.75rem; caret-color:#212529; color:#212529; font-family:"Work Sans", sans-serif"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="box-sizing:border-box">DENİZBANK FAİZ ORANLARI</span></span></h3> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">İhtiyaç kredisi: 1.66</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Tüketici kredisi: 1.66</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Mortgage kredisi: 1.29</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Taşıt kredisi: 1.46</span></span></span></span></span></p> <h3 style="box-sizing:border-box; margin-top:0px; margin-bottom:0.5rem; font-weight:500; line-height:1.2; font-size:1.75rem; caret-color:#212529; color:#212529; font-family:"Work Sans", sans-serif"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="box-sizing:border-box">YAPI KREDİ FAİZ ORANLARI</span></span></h3> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">İhtiyaç kredisi: 1.25</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Taşıt kredisi: 1.25</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Konut kredisi: 1.45</span></span></span></span></span></p> <h3 style="box-sizing:border-box; margin-top:0px; margin-bottom:0.5rem; font-weight:500; line-height:1.2; font-size:1.75rem; caret-color:#212529; color:#212529; font-family:"Work Sans", sans-serif"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="box-sizing:border-box">AKBANK FAİZ ORANLARI</span></span></h3> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Direkt kredi: 1.65</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">İhtiyaç kredisi: 1.57</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Taşıt kredisi: 1.33</span></span></span></span></span></p> <p style="margin-top:0px; margin-bottom:1rem"><span style="font-family:Arial,Helvetica,sans-serif;"><span style="font-size:14px"><span style="box-sizing:border-box"><span style="caret-color:#212529"><span style="color:#212529">Konut kredisi: 1.19</span></span></span></span></span></p>